The Multistate Societies Head Office, 'Renuka Bhavan' is base at Ahmadnagar. The Multistate Society has a wide network of more than 47branches. Our Society adopts the new technology of banking which already successful implement by the private-sector bank. We are not depend on traditional banking like collect the deposit and distribute the loan & get the margin between loan and deposit intern as a profit, but we adopt the commercial practice like we provide the service to our customer & getting the commission like issue a payable cheque on various banks, electronic transfer facility, all local or out station cheque DD clearing facility, the all payment related with our customer paid by our society behalf of customer like pay light bill, phone bill, Insurance premium etc. we also provide the nationalized bank demand draft on 20 paise to our customer. In short we get huge revenue from those activities. Our Society get 80 to 90% revenue from indirect income, that?s why we are not concentrate on deposits or loans. If our financial position exam by any who get the following points ? Our society distributes the loan to our members is 28.82 cr. Out of that the Gold loan is 21.71 Cr. , Loan against FDR is 9.38 Cr. Means the 100% secured loan percentage is 9.52 % We also maintain the CRR 11.41 Cr. Compare to 2.85 Cr. SLR 58.01 Cr compare to 24 cr. Which compulsory required as per the RBI norms our NPA percentage is 0 & CRAR is 13%. In short we try every time to maintain the SLR or CRR more than 80%. In other words we are capable for 100% payment at our depositors. Our turnover upto 31st oct 09 is 10890 Cr. Our target is to open 500 branches all over in India within two YEAR.